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A Deep Dive into Baccarat: The Elegant Casino Game
Baccarat may have a reputation as a high-stakes game for the elite, casino but it’s actually one of the easiest casino games to learn. The game’s low house advantage and simple gameplay make it a fantastic choice for anyone visiting a casino.
The Goal of the Game
Baccarat is a comparing card game played between two hands: the ”Player” and the ”Banker”. Your goal is to correctly predict which of the two hands will get a point total nearer to 9. You can bet on the Player’s hand to win, the Banker’s hand to win, or for the hands to Tie.
Scoring the Hands
- Cards 2-9: Count as their printed numerical value.
- 10s, casino Jacks, Queens, and Kings (Face Cards): These cards have no point value.
- Aces: Count as one.
Hand totals are calculated by adding the values of the cards. If the total is a two-digit number, only the second digit is used. If you have a 7 and an 8, your total is 5 (from 15). A starting hand of 8 or 9 is a ”natural” and the best possible hand.
The Three Bets and Their Odds
The beauty of baccarat lies in its simplicity. Once you’ve placed your bet, there are no more decisions to make; the dealer follows a fixed set of rules to draw additional cards if necessary. Here’s a breakdown of the three bets and their house edge.
| Option | Casino Advantage | What to Know |
|---|---|---|
| Banker | ~1.06% | This is statistically the best bet in baccarat. It wins slightly more often than the Player bet. Winning Banker bets are subject to a 5% commission, but it’s still the most favorable wager. |
| The Player Bet | Very Low (1.24%) | This wager is almost as good as the Banker bet and is a perfectly acceptable choice. |
| Tie | Very Poor (14.36%) | The high payout of 8:1 or 9:1 is designed to attract players, but the odds are terrible. This is considered a sucker bet. |
If you want to play with the best possible odds, your strategy should be to bet on the Banker every time. It might seem repetitive, but it is the mathematically soundest way to play the game. Baccarat’s combination of simplicity, low house edge, and suspense makes it a timeless classic.
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